Invest yourspending money.rent money.insurance money.whole paycheck.

Pyra lets you build wealth faster. Invest your entire paycheck into diversified assets, and spend credit against your portfolio for everyday expenses.

$800k+invested with Pyra
$4M+volume processed

Paychecks are trapped in checking accounts.

80-90%

of income can go toward rent, groceries, bills, and daily expenses before investing even starts.

40+ years

is how long traditional leftover investing can take to reach financial independence.

3-5x

faster wealth building is possible when more of each paycheck is working from day one.

How it works

Pyra flips the order of your money so your paycheck can start building wealth before your expenses drain it.

Your entire paycheck goes to work immediately.

Not just the scraps left over after expenses. Pyra helps you build wealth with more capital, while still covering the life you already pay for.

No minimums

Start with your next paycheck, whether that is $500 or $5,000.

Diversified portfolios

Use simple templates or customize the assets you want to own.

Liquidity when you need it

Use credit for everyday expenses while your assets stay invested.

Built for your everyday

Invest the money that normally leaves for rent, bills, and plans.

See what you're missing out on.

With Pyra

Full salary invested, net of $623,458 in projected credit balance.

Traditional checking

Assumes $750 is invested after monthly expenses.

Projected investing balance comparisonLine graph comparing projected traditional checking investing against projected Pyra investing over 10 years.

Illustrative only. Assumes a fixed 4% annualized Pyra borrowing rate. Returns are not guaranteed and credit terms may vary.

FAQ

Questions? Answers.

Everything you need to know about using Pyra as your wealth-building account.

Pyra is a technology company building a wealth account experience around investing, spending, and portfolio-backed credit.

Pyra is designed for ordinary U.S. expenses like rent, groceries, bills, subscriptions, and everyday purchases.

Your next paycheck helps repay outstanding credit, then the remaining balance is invested into your portfolio.

No. Pyra is built for any starting point and can grow with each paycheck over time.

Build wealth faster with Pyra

Put your full paycheck to work.

Download on the App Store
Get it on Google Play